CareerDev4AI

Financial Planner

Helps individuals and organisations plan for financial goals — investments, retirement, tax and protection — with clear, honest advice.

Finance & Accounting Mid level $70,000 - $140,000 / year

What the role involves

  • Assess client financial position, goals, risk tolerance and dependencies
  • Build and review investment, retirement and protection strategies
  • Advise on tax-efficient structures, estate considerations and liabilities
  • Monitor portfolios and rebalance as circumstances change
  • Deliver reviews and recommendations in language clients understand

Core skills

  • Investment Portfolio Construction (level 4/5)
  • Financial Planning & Modelling (level 4/5)
  • Tax Planning (Personal & Business) (level 3/5)
  • Retirement & Protection Planning (level 4/5)
  • Client Advisory & Communication (level 5/5)
  • Regulatory Compliance & Documentation (level 4/5)

Preferred skills

  • Estate & Trust Coordination
  • Insurance & Risk Analysis
  • Behavioural Coaching

Tools

MorningstareMoneyXeroRedtailSalesforceExcelPowerPoint

Experience expected

2-5 years in financial planning, wealth advisory or investment analysis

Projects that prove the role

  • Retirement plan for a client that changed their decision to work later
  • Tax-aware rebalancing that reduced drag without raising risk
  • Client education programme that improved plan adherence

Evidence to collect

  • A written financial plan with assumptions and trade-offs
  • A case study with anonymised outcomes
  • Compliance documentation you can talk through

What the interview covers

  • A client whose plan you had to challenge
  • Explaining market risk to someone without a finance background
  • Behaviour under loss and what you would do differently
  • A conflict between the client’s preference and their stated goal

How the role progresses

  • Financial Planning Associate
  • Financial Planner
  • Senior Financial Planner
  • Wealth Advisor
  • Principal / Firm Partner

Certifications that carry weight

  • CFP (Certified Financial Planner)
  • CFA Program
  • Chartered Financial Analyst
  • CPA (US)

Related roles

  • investment-analyst
  • Accountant
  • financial-analyst
  • tax-advisor

Turn this into a plan

Inside CareerDev4AI, choosing this role generates a roadmap of the skills, projects and milestones that move you towards it.

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